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| A product initiated by NIAM dedicated to take care of you and to ensure that your family's future is secured. A little bit extra is worth a lot. You can have greater peace of mind, knowing that your loved ones will be well taken care of. | |
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| Teras Malaysia Extra offers: |
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100% guarantee on all benefits |
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A refund of all premiums (excluding any loading or rider premium) upon maturity of the policy (if the policyholder survives till the end of term and has not made any TPD claims) |
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Death benefit of 100% of the sum assured |
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Double indemnity upon accidental death (up to age 65) and TPD cover (up to age 65), subject to a maximum limit of RM1million, with options of policy terms of 15, 20, 25 and 30 years. |
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| In addition, Teras Malaysia Extra covers: |
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36 critical illnesses (a one time additional benefit of RM10,000) |
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Daily hospital allowance (RM50 per day up to 45 days per year, subject to a lifetime limit of 300 days) |
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Funeral expenses of RM2000. |
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| Interested in this plan? Drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more. | | |
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Connect with us
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You can see one of our 23,000 agents around the country or call our Etiqa Oneline call centre at
1300 13 8888 (for Malaysians only).
For our international branches, please contact:
Singapore : +65 6336 0477
Brunei : +673 244 3393
Labuan : +60 87 417 672
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Locate our branches
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Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you
here
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