eTiQa Insurance & Takaful

When it comes to personal injury, financial worries should be the last thing on your mind.

At Etiqa, we understand that different people have different priorities and needs. That’s why, we cater our plans to meet these different needs.

The Etiqa Personal Protection Plan assures you against personal injury and ensures that you have sufficient financial support for yourself and your family should the need arise. We help take care of you first so that you can take care of your loved ones.

Cash Benefits (RM)

Cover

Gold Plan

Diamond Plan

Platinum Plan

Accidental death or permanent disablement whilst travelling via public transport (locally or overseas)

Accidental Death

Permanent Disablement
(e.g. loss of arms, eyesight, etc.)

160,000

80,000

up to 80,000

200,000

100,000

up to 100,000

400,000

200,000

up to 200,000

ALSO PAYS YOUR EXPENSES DUE TO ACCIDENTS

Medical/Surgical Treatment

"Sinseh" Treatment

Traditional Massage

Corrective Dental & / or Cosmetic Surgery

Convalescence Allowance

Nursing Care

Ambulance Fees

Prostheses/Wheel Chair

Medical, Specialist & Post Mortem Reports

Funeral, Cremation and Repatriation

Loss or damage to personal cash / items

3,000
150
30
2,000
2,000
120
200
2,000
100
2,500
200 per accident

4,000
200
30
2,500
2,500
120
250
2,500
100
3,000
250 per accident

5,000
250
30
3,000
3,000
120
300
3,000
100
3,500
300 per accident

ALSO PAYS YOUR EXPENSES DUE TO ACCIDENTS

Personal Weekly Income (If unable to work)

Night Care Cash Allowance (for loved ones)

HIV infection from Blood Transfusion

Family Bereavement Allowance

ANNUAL PREMIUM

200 per week

30 per night

8,000

2,000

180

250 per week

30 per night

10,000

2,500

250

300 per week

30 per night

20,000

3,000

300

Purchase by Visa and MasterCard only. Policy terms and conditions apply

How do I benefit from this plan?
The Etiqa Insurance Personal Protection Plan pays you or your loved ones cash for injury, disablement or death caused by accident. It also pays your medical expenses and other benefits as stated due to accident.

What does this plan protect me against?
It covers minor accidents such as sprained ankles to major ones suffered in a road collision, traveling, snatch theft and robbery. It will cover you 24-hours a day wherever you are in the world.

If I slip and hurt myself but it’s only a sprained ankle, can I make a claim?
Yes. We will reimburse your medical expenses as specified by the plan. We even cater to those who prefer traditional forms of treatment like sinseh and massage.

How much does it cost?
The Etiqa Insurance Personal Protection Plan is very affordable. It starts as low as RM180 per year to cover you for up to RM160,000! That’s only RM15 per month!

But what if I have other insurance?
The Etiqa Insurance Personal Protection Plan pays in addition to any other personal accident insurance you may have as it may not be enough for you and your family’s living expenses, especially in the event of a serious accident.

Will my premium increase year by year?
Not at all.

Are there any exclusions?
Just normal ones such as hazardous occupations or those who participate in professional high-risk sports. Do call us for more details.

How do I make a claim?
Simply call Etiqa Oneline at 1 300 13 8888 and our customer service consultants will help you. We’re open between 8.30am to 6.30pm on Mondays to Fridays and 8.30am to 12.30pm on Saturdays.

Interested in this plan? Drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more.