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Your home is the shelter of love and security for you and your family. Providing protection for your home is definitely not a luxury but a prudent investment.
With our comprehensive house owner policy, your dearest home and loved ones are protected. | |
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Basic Cover
This policy covers the loss of or damage to the building and/or contents of residential houses, flats and condominiums (excluding buildings under construction) against: |
| 1. |
Fire, lightning and thunderbolt |
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Explosion |
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Aircraft and other aerial devices and / or articles dropped therefrom |
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Impact by any road vehicles or animals not belonging to or under the control of the Insured or any member of his family |
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Bursting or overflowing of domestic water tanks, apparatus or pipes |
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Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt threat |
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Hurricane, cyclone, typhoon, windstorm |
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Earthquake, volcanic eruption |
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Flood |
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Damage to Mirrors by breakage (excluding hand mirrors) up to RM500 |
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Compensation for Death of the Insured provided death caused by thief or fire |
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| Eligible Proposer |
| Houseowners, householders and house renters (contents). |
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Premiums & Extensions
The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the type of building (detached, non-detached, flats or apartment), construction classification of the building.
At an additional premium, the basic policy can be extended to cover loss of or damage to property caused by: |
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Plate glass up to RM1000 |
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Unoccupancy in excess of 90 days |
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Full theft |
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Riot, Strike and Malicious Damage |
| 5. |
Subsidence and Landslip | |
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Houseowner/Householder Policy Contract |
 (New version)
(Old version) | |
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Calculate your Home Buildings Insurance premium and coverage |
Find out more 
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Calculate your Home Contents Insurance premium and coverage |
Find out more 
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| Interested in this plan? Drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more. | | | |
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Connect with us
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You can see one of our 23,000 agents around the country or call our Etiqa Oneline call centre at
1300 13 8888 (for Malaysians only).
For our international branches, please contact:
Singapore : +65 6336 0477
Brunei : +673 244 3393
Labuan : +60 87 417 672
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Locate our branches
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Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you
here
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