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Your home is the shelter of love and security for you and your family. Providing protection for your home is definitely not a luxury but a prudent investment.
With our comprehensive house owner policy, your dearest home and loved ones are protected. | |
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Basic Cover
This policy covers the loss of or damage to the building and/or contents of residential houses, flats and condominiums (excluding buildings under construction) against: |
| 1. |
Fire, lightning and thunderbolt |
| 2. |
Explosion |
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Aircraft and other aerial devices and / or articles dropped therefrom |
| 4. |
Impact by any road vehicles or animals not belonging to or under the control of the Insured or any member of his family |
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Bursting or overflowing of domestic water tanks, apparatus or pipes |
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Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt threat |
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Hurricane, cyclone, typhoon, windstorm |
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Earthquake, volcanic eruption |
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Flood |
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Damage to Mirrors by breakage (excluding hand mirrors) up to RM500 |
| 11. |
Compensation for Death of the Insured provided death caused by thief or fire |
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| Eligible Proposer |
| Houseowners, householders and house renters (contents). |
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Premiums & Extensions
The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the type of building (detached, non-detached, flats or apartment), construction classification of the building.
At an additional premium, the basic policy can be extended to cover loss of or damage to property caused by: |
| 1. |
Plate glass up to RM1000 |
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Unoccupancy in excess of 90 days |
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Full theft |
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Riot, Strike and Malicious Damage |
| 5. |
Subsidence and Landslip | |
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Houseowner/Householder Policy Contract |
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Calculate your Home Buildings Insurance premium and coverage |
Find out more  | |
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Calculate your Home Contents Insurance premium and coverage |
Find out more  | |
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| Interested in this plan? Drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more. | | | |
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Connect with us
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You can see one of our 18,000 agents around the country or call our Etiqa Oneline call centre at 1300 13 8888.
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Locate our branches
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Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you
here
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