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| Etiqa Insurance PrimeShield Office has all the covers needed for small and medium sized businesses carrying out office operations. |
All Risks
(Excess: S$200 each & every claim except fire, lightning & explosion) |
On Contents including furniture, fixtures & fittings and plate glass |
S$100,000
(option to increase up to S$1m) |
Business Interruption
(Time Excess: 24 hours all claims) |
On Total Interruption to business resulting from loss or damage by perils insured as described under Section 1 - All Risks (up to 100 days) |
S$200 per day
(option to increase up to S$300 per day) |
| Money |
| (a) In Transit |
(b) In Premises
(Sub-limit: S$1,000 in locked drawers/cabinets/cash registers after business hours) |
| (c) In proprietor's/partner's/director's residence kept in locked drawers/safes after business hours | |
S$5,000
(option to increase up to S$10,000) |
S$3,000
(option to increase up to S$10,000) |
| S$500 | |
| Personal Accident |
On the life of (up to 2) named proprietor/partner(s)/ director(s)
(a) Death/Permanent Disablement |
| (b) Medical Expenses | |
| S$50,000 each |
S$500 each
(option to increase to S$100,000 per person for Death/Permanent Disablement) | |
| Public Liability |
Your business operation |
S$500,000 any one accident Unlimited any one period
(option to increase up to S$2m) |
| Workmen Injury Compensation |
Up to 4 employees |
As per WIC Act
(option to increase up to 15 employees) |
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| You may top-up your coverage in accordance with your specific requirements and/or have your choice of Optional Covers, available as follows: |
| Fire and Extraneous Perils |
On Building |
Up to S$2m |
| Fidelity Guarantee |
Up to 15 employees |
Minimum Limit: S$5,000*
Maximum Limit: S$10,000*
* any one occurrence and in the aggregate | |
Special Benefits - Renewal Loyalty and Chain Discounts
Subject to no claims on each renewal, the following loyalty discount is allowed: |
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First Renewal - 10% |
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Second and Subsequent Renewals - 20% | |
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| Excluded Businesses/Trades and/or Activities |
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Container office |
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Contractors |
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Courier/delivery services |
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Detective/Investigation agencies |
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Events and exhibitions organisers |
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Financial Institutions |
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Moneychangers/Remittance offices |
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Motor Traders |
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Office cum store and/or manufacturing operations |
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Security services |
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Surveyors/adjusters firms |
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Transportation companies | |
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| Excluded Risks/Premises |
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Risk not situated in Singapore |
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Premises not of Class One construction |
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Risk with Property kept in open or without perimeter fence and/or security |
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Risk involving work offsite |
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Work on board vessels |
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Premises occupied as hospitals, clinics and laboratories (Contagious and Infectious Disease Extension is not applicable) | |
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| Major General Exclusions applicable to all Sections |
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Asbestos or any actual or alleged asbestos related injury or damage |
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Consequentioal loss of any kind or description including penalties or loss of contract |
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Ionising radiations or contamination by radioactivity |
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Nuclear weapons material |
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Terrorism except as provided under Section 1 - All Risks |
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War and kindred risks | |
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For more information, call us at Tel: 6336 0477 or email us at customer.service@etiqa.com.sg
To download a copy of the brochure and the application form, please click here | |
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Connect with us
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You can see one of our 18,000 agents around the country or call our Etiqa Oneline call centre at 1300 13 8888.
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Locate our branches
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Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you
here
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