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| Hardware or software downtime can exact high business costs. Hence, we have designed Engineering policies to protect your machinery and electronic equipment from unforeseen downtime and other damages. |
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 Burglary |
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It covers loss or damage by theft or property belonging to the Insured or for which he is responsible. |
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| Money |
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It covers loss of money whilst in transit and whilst kept in locked drawer, safe or strong room or by hold-up whilst on the business premises. |
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| Motor |
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It covers motor vehicles against loss or damage caused by accidents and also legal liability to third party for bodily injury or property damage. |
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| Vehicles covered: |
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Private Car |
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Commercial Vehicle |
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Motorcycle |
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| Public Liability |
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| Scope of cover |
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Accidental bodily injury to any person not being a member of the insured’s household or any person in the services of the insured. |
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Accidental damage to property not belonging to or in the custody or control of the insured. |
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Any legal expenses incurred by the insured in depending legal proceedings with the Company’s written consent happening during the Period if Insurance and caused in the course of the business within the territorial limit |
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| Foreign Workers Compensation |
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It is mandatory for every employer to insure all the legal foreign workers employed by him under Foreign Workers Compensation Scheme in respect of any liability he may incur under the Workmen’s Compensation Act 1952. |
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| Workmen Compensation |
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The Workmen’s Compensation Insurance is designed to cover the workers for accidental bodily injury and /or disease sustained whilst in the course of employment.
The local workers may have common law rights against the employers and hence, Employer’s Liability insurance is to provide indemnity to the insured for this contingency. |
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| Machinery Breakdown |
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It covers sudden and unforeseen damage occurring whilst the machinery is working or at rest, being dismantled, moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position. |
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| Consequential Loss |
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The fire material damage only provides indemnity to the insured in respect of loss of or damage to the tangible assets. Any loss from a fire or a major natural catastrophe such as earthquake, storm or flood could bring about serious disruption to the business activities of the insured in terms of loss or production, sales and consequently the earnings.
It pays for the residual net profit and fixed charges resulting from interruption of business following loss or damage by fire and the insured perils. |
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| Fire |
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It covers loss or damage to the property caused by fire, lightning and explosion (domestic). Additional perils such as explosion (extended cover), earthquake, aircraft, strike, riot and civil commotion, spontaneous combustion, smoke, bursting of pipes, impact, sprinkler leakage, flood, storm and malicious damage can be included at appropriate premiums.
Click here to download policy. |
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Connect with us
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You can see one of our 18,000 agents around the country or call our Etiqa Oneline call centre at 1300 13 8888.
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Locate our branches
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Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you
here
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