Etiqa Insurance & Takaful

At Etiqa Takaful, we understand that different people have different needs and priorities. That's why, we cater our plans to meet these different needs.

By providing the appropriate coverage against personal accidents, we give you the financial support you require in your time of need. After all, you come first.

The Etiqa Takaful Personal Accident provides coverage for personal accidents to any individual aged between eighteen (18) and sixty five (65) years as well as group coverage for organisations, companies, schools and higher education institutions.

The types of Personal Accident Coverage offered are:

Individual Personal Accident Coverage

•	Group Personal Accident Coverage
•	Organisations, companies, associations
•	Primary schools / kindergartens
•	Secondary schools
•	Universities / colleges

Travel Personal Accident / Coverage

Drives & Passengers Personal Accident Coverage

Private Vehicles

Umrah and Ziarah Packages

Death caused by accident
Immediate death or death within 6 months from the date of accident.

Disability/Handicap
Disability/Permanent Handicap refers to the disability caused by an accident that prevents the insured person from getting involved in any form of business or vocation or the carrying out of any duties to earn a fee or profit.

The requirement to ensure that the disability is permanent i.e. it must be continuous for a period of not less than 6 (six) months.

Loss of both hands or both legs or one hand and one leg or both eyes are considered as total permanent disability.

Loss for hands and legs means dismemberment at or above the wrist and ankle; for the eyes, total loss of sight that cannot be recovered.

Total Temporary Disability (Weekly Benefits)
This scheme is usually extended to include weekly benefits up to one hundred and four (104) weeks should the Participant experience total temporary disability due to an accident.

The Total Temporary Disability means that a person is temporarily totally disabled due to an accident which prevents him from being involved in any form of business or vocation or the carrying out of any duties to earn a fee or profit.

Partial Temporary Disability (Weekly Benefits)
This scheme is also extended to include weekly benefits up to a hundred and four (104) weeks should the Participant experience partial temporary disability due to an accident.

This means that the disability only affects some parts of the body.

•	Medical Expenses

The Company will pay for the medical treatment expenses of any bodily injury caused by an accident.

These expenses are subject to the limit stipulated by the Company.

Interested in this plan? Drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more.