HARMONI

Aspire to a Brighter Future

Everybody has aspirations - a better car, a bigger home or a comfortable retirement. As a smart individual, you know the importance of saving for a better future. But sometimes the unexpected happens and your savings may be needed for life-saving emergencies.

According to statistics, 19 people are admiotted to the hospital every hour; approximately 1,035 people* perish from accidental injuries annually and many more leave their families without life savings. Secure a better future now because life is full of uncertainties.

Source: *World Health Organization 2004; Disease and Injury Country Estimates

Securing a Better Lifestyle While Protecting Your Family's Future

Harmoni helps meet your aspirations while providing protection and savings from just RM70.00 contribution a month. You are also allowed to withdraw some of your money from the Participant Investment Fund should you require it. Harmoni gives you peace of mind and flexibility in managing your finances without compromising your Takaful coverage.

In times of misfortune, your family will get the total Sum Covered to help ease their financial worries. With Harmoni, you can rest assured that the people you care for the most will be taken care of financially.

For detailed plan features, please download the brochure below.


Harmoni Brochure 

Alternatively, you can drop by any of our many branches across the country or call 1 300 13 8888 to talk to our friendly Customer Service personnel to find out more.

   

Our recommendation
Our product recommender will recommend the plans that best fit your profile and needs (for Malaysians only).
Connect with us
You can see one of our 23,000 agents around the country or call our Etiqa Oneline call centre at 1300 13 8888 (for Malaysians only).

For our international branches, please contact:

Singapore : +65 6336 0477 Brunei : +673 244 3393 Labuan : +60 87 417 672

Locate our branches
Walk-in to any of our branches around Malaysia to make a claim, enquire or purchase our insurance and takaful plans. Find a branch that is nearest to you here .