Drive Less Save More Insurance

During these Covid-19 times, many of you have encountered movement restrictions and are driving less. Etiqa understands the financial challenges and would like to offer cash rebates for your reduced mileage on the road. The less you drive, the more you gain! Just select the Drive Less Save More Insurance add-on at no extra cost when you sign up for your Etiqa Motor Insurance plan.

How Does It Work?

Activate your benefit
After signing up for an Etiqa Motor Insurance plan with the Drive Less Save More add-on, upload an image of your car odometer reading and car number plate via the Etiqa Smile App. You can do this at your convenience.
Claim your rebate

Subsequent uploads of your car odometer reading will be required to claim a rebate during the coverage period. You can upload an odometer reading as frequently as you wish, subject to a minimum of 10 days between each upload.

Submit the final upload

Upon expiration of your Motor Insurance plan, a final submission of your car odometer reading is required. You will be notified via an SMS reminder 3 days before the expiration date.

Get cash rebates of up to 30% a year when you add on the Drive Less Save More benefit.
 
The cash rebate is calculated on a daily basis, as a percentage of your basic premium (minus No Claim Discount) based on the variables in the Rebate Table below. 
 
Tier Kilometre Range Per Day Daily REBATE % Total REBATE % For A Year
1 0 - 14km 0.082% 30%
2 15 - 28km 0.055% 20%
3 29 - 42km 0.027% 10%
Note: Fractions of distance driven will be rounded up to the nearest km.

Eligibility

Age of Insured Person 25 – 80 years old
Age of Vehicle 0 – 15 years
Sum Insured RM12,000 and above
Category Used for private purposes
 
 

Enjoy more savings when you drive less now.

Learn how the Drive Less Save More Insurance works:

Frequently Asked Questions

What is the Drive Less Save More benefit?

There has been a reduction in driving activity due to the Covid-19 pandemic with more people working from home. Etiqa understands the economic challenges faced by all and would like to provide support for people who are driving less with our new add-on benefit. Enjoy cash rebates of up to 30% of the basic premium (minus No Claim Discount) when you sign up for an Etiqa Motor Insurance comprehensive plan with the Drive Less Save More add-on benefit.

How can I purchase the Drive Less Save More benefit?

You can only add-on this benefit when you sign-up for an Etiqa Motor Insurance plan.

Will there be additional premium charged for the Drive Less Save More add-on?

No, the Drive Less Save More add-on is free of charge.

I did not add on the Drive Less Save More benefit when I signed up for my Motor Insurance. Can I do it now?

No, you can only add-on the Drive Less Save More benefit at the time of your Motor Insurance sign-up or renewal.

Can I still enjoy the No Claim Discount (NCD) with the Drive Less Save More add-on benefit?

Yes, you are still entitled to the NCD for your Motor Insurance. The Drive Less Save More cash rebate is calculated as a percentage of your premium, net of the yearly NCD (if any).

Kindly download the full FAQ here

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Underwritten by Etiqa General Insurance Berhad (197001000276)
(Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia)