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Travel

Smart Travel365

A comprehensive travel insurance plan which provides 24-hour coverage, worldwide.

Features

Get covered for travel delays, loss of baggage, medical emergencies and other travel inconveniences. You can also add on COVID-19 coverage if you are traveling overseas.

RM1,500,000 for accidental death or medical expenses due to accident or illnesses

  • up to RM5,000 for baggage delay
  • up to RM12,500 for travel delay, losses or damages to baggage, personal effects, personal money and/or travel document.
  • up to RM1,500,000 for Emergency Medical Evacuation and Repatriation, or Repatriation, Burial & Cremation of Mortal Remains
Benefit Description
Cashless Medical Care Guarantee Letter provided for accident or illness during an overseas trip for hospital admission without payment (not applicable for pre-existing illnesses).
Loss of Baggage Baggage claims paid on insured amount, simply with a claim via WhatsApp.
Travel Delay Get paid RM100 for a 2-hour flight delay, simply by notifying us via WhatsApp.
24 Hours Travel and Medical Assistance Services Get Travel and Medical Assistance worldwide 24/7 with 400,000 service providers worldwide and supports 40 languages by simply call Hotline number:

+603-2785 6565

Travel Assistance includes:

  • Loss baggage assistance
  • Loss of passport or documents assistance
  • Interpreter or translation referral
  • Weather information assistance
  • Pre-travel advice
  • Flight schedules, information and reservation or ticketing assistance

Medical Assistance includes:

  • 24-hour medical referral, information & advice
  • Hotel/car rental reservations
  • Arrangement of hospital admission
  • Arrangement of appointment with local doctor for treatment
  • Arrangement and upfront payment for compassionate visit
  • Dispatch of essential medication

New! Add-on COVID-19 coverage for your international trips*

  • up to RM12,500 for trip cancellation/ disruption due to COVID-19.
  • up to RM750,000 for medical expenses if the person insured diagnosed with COVID-19 and requires medical treatment
  • up to RM250,000 for transportation cost of emergency medical evacuation and repatriation due to COVID-19
  • up to RM250,000 for cost of burial or cremation and transportation

*Optional benefits

Terms & conditions apply.

Making a claim

Who can apply

  • Individual/ Adult between 18 to 70 years old
  • Senior citizen between 71 to 80 years old
  • Children who are unmarried, unemployment, between 45 days and 18 years old (or 23 years old if still studying full time)

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