Motor Takaful

The Best Motor Takaful Company

In recognition of our excellence and effort in customer satisfaction through Fast and Easy processes, Etiqa has been awarded the Best Motor Takaful Company 2017/2018 by iBanding, an independent insurance education website.

Get an additional 10% rebate on top of your No Claim Discount (NCD) when you renew online.

What's Included

Third party bodily injury and death
Automobile Services
Third party property loss or damage
Loss or damage to your own vehicle due to accidental fire, theft, or accident

Key Benefits

10% Instant Rebate
Get a 10% rebate on top of your No Claim Discount (NCD) when you renew online.
Fast and easy
Just 3 easy steps to renew.
All authorised drivers
There is no need for you to put in any named drivers, all your authorised drivers are automatically covered.
Agreed Value
In the event of claim, you will be reimbursed according to the agreed value.
Nil excess
No more claims excess when you make a claim. For drivers above 21 years old only.
24-hour Emergency Road Assistance
Dedicated claims and auto assist hotlines that offers 24/7 emergency assistance.

Complete Add On Coverage

New Drive Less Save More Takaful

Not driving much these days? No problem. With Etiqa, you get cash rebates for driving less!

Learn More

Oto 360 Personal Accident Cover

Get covered for medical expenses, death or disability due to accident for both driver and passengers.

Windscreen Coverage.

Protect your NCD benefits when claiming for windscreen cracks and breaks.

Child Car Seat

Get reimbursements of up to RM500 to repair or replace your child car seat(s) which have been damaged due to accident, flood, fire or theft of your car.

Agreed Value

Pays the insured/covered amount that was agreed at the point of sign-up.

Smart Key Replacement

Get cash of up to RM3,000 to replace your lost, stolen, or damaged car smart key.

Cash Assistance

Get cash in addition to claims payout should you get into an accident.

Compensation for Loss of Use (CLU) & Assessed Repair Time (CART)

Get compensation when your car is in the workshop for accident repairs.
The differences between CLU and CART
Add-on Type Compensation for Loss of Use (CLU) Compensation for Assessed Repair Time (CART)
Benefits paid Based on the duration that your car is laid up in the workshop. Based on assessed repair time by the adjuster.
Maximum cash payout per day RM200 RM200
Maximum number of days 10 days 21 days
The number of the payout and days vary according to your policy/certificate.

Extreme Weather

Get covered against loss or damages to your car due to floods, thunderstorms, landslides, and more.


Get covered against loss or damages to your car in the event of strikes, riots, and civil commotions.

New Spare Parts

Replace accident-damaged parts with new spare parts at no additional charges. Applicable for cars above 5 years old.

Whole Car Repaint

Get the whole car repainted, not just the damaged area. Applicable for cars below 10 years old.

Get an additional 10% rebate on top of your NCD when you renew online.

Apply Online

Help & Support

What our customers say about us

The only people whose opinions we value and learn from are our customers.

Awards & Recognition

Our success stories

KLIFF awards
The Most Outstanding Takaful Company

KLIFF Islamic Finance Awards 2019

MRC Malaysia Award
The Fastest Estimate Claim Approval Time for Own Damage Claims

MRC Annual Awards 2019

ibanding awards
Best Motor Takaful and Family Takaful Company

iBanding Awards 2019/2020

the asset awards
Top Investment House in the Asian Local Currency Bond

The Asset Benchmark Research 2019

the asset awards
General Insurance Company of the Year

The Asset Awards 2019

global banking awards
Best Takaful Service Provider

Global Banking & Finance Awards 2019

Download Documents

Please refer to the Product Disclosure Sheet and Certificate Wordings for further details of the benefits.

Underwritten by Etiqa General Takaful Berhad (201701025031)
(Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia)