HouseOwner and HouseHolder Insurance

Damage or break-ins to your home could leave you and your family with financial and emotional worry. The Etiqa HouseOwner and HouseHolder plan helps you alleviate the cost of replacement and repairs.
Get an estimate of how much coverage you need by using this Building Cost Calculator provided by Persatuan Insurans Am Malaysia (PIAM). Please note that you are advised to seek independent professional advice if the property had been extensively renovated and/or have unique/non-standard design.

What’s Included

Coverage for damages caused by fire, lightning, and domestic explosion.
Reimbursement for damages caused by acts of nature like floods, hurricanes, typhoons, windstorms, and more.
Coverage for damages caused by road vehicles or animals.
Reimbursement for loss of rent up to 10% of your total sum insured/covered.
Coverage for damages caused by bursting, or overflowing of domestic water tanks, apparatus or pipes
Coverage for theft by actual forcible, and violent entry into the house

Key Benefits

Etiqa’s video-assisted claims process
With Etiqa’s video-assisted claims process, you can get compensated for minor home damages in minutes instead of days. Click here to learn about E-Cleva.

Complete Add On Coverage


  • Riot, Strike and Malicious Damage 
  • Increase Limit of Liability to the public up to a maximum limit of RM250,000 
  • Increase limit for loss of rent 
  • Inoccupancy in excess of ninety (90) days 
  • Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants or member of family/household

15% rebate when you buy this plan online

Apply Online

Help & Support


Underwritten by Etiqa General Insurance Berhad (197001000276)
(Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia)