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Rider In Need (RIN)

Immediate Financial Relief When Motorcyclists Need It Most

An unexpected motorcycle accident can affect more than just the journey. It can disrupt work, daily routines and essential expenses.

The Rider In Need (RIN) Program provides financial relief to eligible motorcyclists after a motorcycle accident, helping ease the unexpected expenses that may follow.

Guided by the spirit of Ta'awun (mutual assistance), RIN provides practical support when motorcyclists need it most.

Eligible participants may receive

financial relief of RM100

*Subject to the program's eligibility criteria and Terms and Conditions.

Benefits of the Rider In Need (RIN) Program: financial relief paid directly to you, help with unexpected expenses after an accident, no separate application needed, and extra support beyond your existing protection.

Who is eligible for the RIN Program?

To be eligible for assistance under the Rider In Need (RIN) Program, you'll need to meet all four requirements:

  • Valid Etiqa Motorcycle Takaful

  • Motorcycle of 200cc or below

  • Malaysian citizen

  • Meet the program's requirements to qualify for financial assistance

How Does the Program Work?

  1. Step 1

    An accident occurs

    The participant or authorised workshop submits an Own Damage (OD) motorcycle claim to Etiqa through the normal claims process.

  2. Step 2

    Eligibility assessment

    Etiqa reviews the claims and assesses the participant's eligibility for RIN assistance.

  3. Step 3

    Participant declaration

    The participant will be contacted via WhatsApp to complete and confirm the required declaration.

  4. Step 4

    Financial relief payment

    Upon successful verification, the approved financial relief is credited directly to the participant's nominated bank account.

Frequently Asked Questions

Disclaimer: The Rider In Need assistance is subject to eligibility assessment, successful verification of the required information and the applicable program criteria. Receipt of a declaration request does not constitute automatic approval. The RIN assistance is separate from, and does not replace, the normal motorcycle claim process.

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