Rider In Need (RIN)
Immediate Financial Relief When Motorcyclists Need It Most
An unexpected motorcycle accident can affect more than just the journey. It can disrupt work, daily routines and essential expenses.
The Rider In Need (RIN) Program provides financial relief to eligible motorcyclists after a motorcycle accident, helping ease the unexpected expenses that may follow.
Guided by the spirit of Ta'awun (mutual assistance), RIN provides practical support when motorcyclists need it most.
Eligible participants may receive
financial relief of RM100
*Subject to the program's eligibility criteria and Terms and Conditions.

Who is eligible for the RIN Program?
To be eligible for assistance under the Rider In Need (RIN) Program, you'll need to meet all four requirements:
Valid Etiqa Motorcycle Takaful
Motorcycle of 200cc or below
Malaysian citizen
Meet the program's requirements to qualify for financial assistance
How Does the Program Work?
Step 1
An accident occurs
The participant or authorised workshop submits an Own Damage (OD) motorcycle claim to Etiqa through the normal claims process.
Step 2
Eligibility assessment
Etiqa reviews the claims and assesses the participant's eligibility for RIN assistance.
Step 3
Participant declaration
The participant will be contacted via WhatsApp to complete and confirm the required declaration.
Step 4
Financial relief payment
Upon successful verification, the approved financial relief is credited directly to the participant's nominated bank account.
Frequently Asked Questions
Disclaimer: The Rider In Need assistance is subject to eligibility assessment, successful verification of the required information and the applicable program criteria. Receipt of a declaration request does not constitute automatic approval. The RIN assistance is separate from, and does not replace, the normal motorcycle claim process.
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