Shariah Compliant Commercial Vehicle Takaful
Etiqa Commercial Vehicle Takaful is a Shariah-compliant motor protection plan designed for lorries, vans, buses, and other commercial vehicles registered in Malaysia. It covers third-party bodily injury or death, third-party property damage, legal costs, and own vehicle damage — giving business owners and fleet operators the financial protection they need to operate with confidence.
Ready to secure protection for your business? Apply online in minutes and get covered today.
Key Takeaways
- Shariah-compliant motor protection, regulated by Bank Negara Malaysia under the Islamic Financial Services Act 2013
- Covers own vehicle damage, third-party injury or death, third-party property damage, and legal costs
- Optional add-ons include Commercial PA Takaful, windscreen and sunroof, weather perils, CART, and vehicle accessories
- Apply online at etiqa.com.my — no agent visit required
- Benefits protected by PIDM up to applicable limits under the Takaful and Insurance Benefits Protection System (TIPS)
Benefits at a glance
Coverage for your commercial vehicle
Protect your lorry, van, or truck against accidental damage, fire, and theft.
Coverage for third party injuries or death
Covers your legal liability if your commercial vehicle causes injury or the death of a third party.
Coverage for third party property loss or damage
Covers your legal liability for damages to other people's vehicles or property caused by your commercial vehicle.
Coverage for legal costs
Covers reasonable legal fees and defence costs arising from a covered commercial vehicle claim.
Enhance your coverage with add-ons tailored for Malaysian commercial vehicle operators
Commercial PA Takaful (New)
Comprehensive personal accident coverage for commercial vehicle drivers for as little as RM0.70 a day.
Windscreen, window & sunroof
Protect your NCD benefits when making a claim for loss or damage to your windscreen, window and sunroof.
Damage caused by weather perils
Coverage for loss or damage to your commercial vehicle due to floods, storms, and other natural disasters.
Compensation for Assessed Repair Time (CART)
Cash compensation when your commercial vehicle is held up in the workshop for accident repairs.
Vehicle Accessories
Coverage for loss or damage to your vehicle accessories due to an accident.
Frequently Asked Questions About Commercial Vehicle Takaful in Malaysia
